Introduction
     
  How much income protection do you need?  
  If a disability were to strike you within the week, how much would you need to maintain your lifestyle and your home? How would you cope with your monthly obligations?  
 
Caple-Howden-Insurance-Agency-Inc-Disability-Insurance
 
   
   
   
   
   
   
   
   
Needs
Calculate your needs    
Enter your monthly expenses and any current disbility income protection coverage you may have in place to determine your need.  
Monthly expenses:    
Mortgage or rent $
Food $
Utilities - electricity, heat, water, etc. $
Telephone, internet, etc. $
Loans & credit cards $
Auto expenses $
Insurance premiums $
Clothing $
RRSPs $
Other $
Total monthly expenses $
Current monthly coverage:    
Individual $
Group $
Association $
Total monthly coverage $
Monthly shortfall $
 
Chart
Monthly Disability Income coverage gap
 
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